The flexibility employees crave, with the controls you need
Effortlessly issue and manage employee benefit allowances on cards with automated controls, reporting and payroll


Set your allowances, let us handle the rest
Manual reimbursements, poor visibility, and low engagement can quickly make allowances feel like more work than they're worth. With Kota, they actually feel like benefits.

Intuitive
Deliver allowance cards in the same app as your employees' core benefits.
Consistency
Stripe's built-in spend controls keep every purchase on policy.
Real-time visibility
Track spend by employee, team or category, all in one dashboard, zero spreadsheets.
Automation, control, and freedom in one place.
Switch to Kota- Step 1

Create
Define program rules, such as merchant types, set monthly allowances and controls.
- Step 2

Share
Automatically onboard employees from your HRIS and issue their virtual cards instantly.
- Step 3

Spend
Let employees use their allowances instantly - no reimbursements, no extra tools.
- Step 4

Report
Get real-time visibility on every transaction, with reports by employee, category or allowance.
One fully connected platform for insurance, retirement and spend.
Switch to Kota- Health insurance
Support your team with private health insurance from a range of popular providers.
- Pension
Deliver schemes from popular providers that are engaging and intuitive for your team.
- Flexible benefits
Effortlessly host additional, non-allowance based benefits in the Kota app.
- Life insurance
Synced from your HRIS to providers for automated onboarding, offboarding, and payroll reconciliation.
- Connected to your tools
Stripe’s built-in spend controls help match transactions to approved categories.

Frequently asked questions

Focus on the outcomes, not the admin.
Join some of the world's leading People teams providing benefits people love, effortlessly
Book a demoThis is not part of Kota’s regulated activity.
Cards are issued by Stripe Technology Europe Limited, an electronic money institution authorized by the Central Bank of Ireland (firm reference number: C187865). Cards are issued under the Visa card scheme pursuant to a license from Visa Europe Limited. Cards are issued by Stripe Payments UK Limited, which is an electronic money institution authorized by the Financial Conduct Authority (firm reference number: 900461) for the issuing of electronic money. Cards are issued under the Visa card scheme pursuant to a license from Visa Europe Limited.
