Products

Health insurance

Pension contribution

Life assurance

Flexible benefits

Flex spend card

New Product

Effortlessly issue and manage employee benefit allowances on debit cards with 
automated controls and payroll reporting.

Auto-Enrolment

New Product

Effortlessly issue and manage employee benefit allowances on debit cards with 
automated controls and payroll reporting.

CoveragePricingDevelopers
Resources

Blog

Dive into the world of benefits with news, announcements and in-depth blogs

Case studies

See why People and finance teams are loving Kota

Help

Already a customer? Get the answers you need here.

Log inBook a demo
Log inBook a demo

Health insurance

Pension contribution

Life assurance

Flexible benefits

Flex spend card

New Product

Effortlessly issue and manage employee benefit allowances on debit cards with 
automated controls and payroll reporting.

Auto-Enrolment

New Product

Effortlessly issue and manage employee benefit allowances on debit cards with 
automated controls and payroll reporting.

Coverage
Pricing
Developers

Blog

Effortlessly issue and manage employee benefit allowances on debit cards with 
automated controls and payroll reporting.

Case studies

Effortlessly issue and manage employee benefit allowances on debit cards with 
automated controls and payroll reporting.

Help

Effortlessly issue and manage employee benefit allowances on debit cards with 
automated controls and payroll reporting.

Login
Book a demo
Log inBook a demo
Book a demo

Employer - Schedule of Fees and Charges

Platform fee: Ireland*

€9 per employee

Platform fee: UK*

£8.99 per employee

Debit/Credit Card processing fee

0.75%

Debit/Credit Card processing fee - international cards**

2.5%

SEPA Direct Debit processing fee

€0.35

SEPA Direct Debit default fee

€9 per employee

BACs Direct Debit processing fee

1%, minimum charge of £0.20, maximum charge of £2.00

BACs Direct Debit default

£7.00

* Existing clients

**International cards are cards not from the billing region of your billing entity in Kota. Examples: Using a UK card in an EEA entity (Ireland) would be an international card. Using a Spanish card for an EEA entity (Ireland) would not. Using an American card with either a UK or EEA regioned entity would be considered an international card

If paying by BACS Direct Debit, your bank will charge a processing fee. You should contact your bank to understand those fees.
In certain circumstances we charge you a fee or an admin charge for the services provided, if these differ from the above, these will be disclosed at time of purchase.

For Pensions, there are additional Annual Management Charges between 0.65% and 0.75% charged by the provider.

This Schedule was updated on 22 January 2026

‍

Benefits you and your employees will love using

Solutions

Health insuranceLife assuranceWorkplace pensionFlexible benefits

Company

CareersHelp centreTrust centreSecurity

Resources

Employee benefits in Europe reportAuto Enrolment Ireland 2025 GuideGlobal employee benefitsOccupational pension in Ireland
© Copyright 2026
Built with love from Europe

Yonder Technology Limited, trading as Kota, is regulated by the Central Bank of Ireland. Registered in Ireland (Company No. 711366) with registered office at 21 Holles Street, Dublin 2, D02 HR94. Yonder Financial Technology Ltd, trading as Kota, is an appointed representative of Innovative Risk Labs Ltd (FRN: 609155), which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (Company No. 14135818) with registered office at 34-37 Liverpool St, London EC2M 7PP, United Kingdom.

Terms of service
Privacy Policy
Terms of business
Schedule of fees and charges
Remuneration
Regulatory information