Every salary sacrifice
scheme, run from one place.

EV, cycle-to-work, tech, pension and more - sourced and connected in one system, with every sacrifice reported on and checked against minimum wage thresholds.

Powering benefits for 100,000+ employees

The usual setup

Hours of admin, reporting headache, and confused employees

ADMIN

A login for every scheme

Each provider brings its own portal, its own password, its own quirks. Managing benefits means living in ten browser tabs.

PAYROLL

Reconciled by hand every month

Three or more reports arrive in three different formats. Someone stitches them together before pay run, and one typo costs a day.

VISIBILITY

No single view of an employee

Combined sacrifices sit in separate systems, so a simple question about one person's deductions takes days to answer.

ENGAGEMENT

Value that goes unnoticed

You're funding the benefits, but employees can't see what they're worth. The spend goes out and the appreciation never comes back.

Less admin,
more choice.

Kota handles provider relationships and reporting admin, so you can offer employees an accessible choice of salary sacrifice benefits without the overhead.

Every scheme in one place, managed directly

We hold the provider relationships and manage the
schemes side by side, so you offer pension, EV,
cycle-to-work and more together.

Cycle-to-work, EV schemes, tech, and more

Add a scheme without sourcing a provider or agreeing terms yourself

Employees activate their chosen schemes in a click, not days after asking HR

Thresholds checked across all employee salary sacrifices

Kota shows your employees’ combined sacrifices, how much room is left in their allowance, and warns you before a new deduction creates a problem.

Minimum-wage alerts across combined deductions

Remaining headroom shown per employee, so you know before adding a scheme

A configurable cap, with pension counted in the maths alongside the rest

One payroll deduction report for every benefit

Instead of downloading monthly reports from three or more providers and reconciling by hand, payroll gets one consolidated deduction report from the system that already holds the data.

One report covering every
scheme and every employee

Save your team hours every month on reconciliation admin

Kept accurate by the same HRIS-to-provider sync that runs your benefits

Employee app to increase engagement and uptake

Employees can view and activate their salary sacrifice benefits from the providers you choose to offer them. They get more choice and full visibility into their allowance and coverage.

World-class employee benefits app to offer every benefit in one place

Salary sacrifice offered alongside insurance and financial benefits

Higher uptake means bigger tax savings for the company and for employees

Every scheme,

one relationship

We source the providers, agree the terms and hold the relationships. The admin is handled, so you get your time back.

BHN

Cyclescheme

BHN

Home & Tech

DASH

Cycle to work

Tusker

Electric vehicles

More providers coming soon

how it works

Sourced, run and
reconciled in one system

We source and place the schemes

Kota holds the provider relationships and sets each scheme up in your platform.

Employees choose, we check the maths

Sacrifices are combined, headroom is shown, and minimum-wage risks are flagged.

Payroll gets one report

One consolidated deduction report, kept in sync with the rest of your HR stack.

Don’t take our word for it.

"People think they have to deal with brokers and paperwork, but that is not the case with Kota. It really works from an employee engagement perspective."

Niamh Langton, Studio Manager
A dramatically improved employee app experience
Significantly reduced ongoing admin for financial benefits
No more time-consuming broker back-and-forth

"Kota just makes everything easy to be honest. Everything is a lot more modern than what we were used to. Kota is seamless - we used brokers in the past and were clunky."

Lauren Seawright, Chief of Staff
Employee benefits set up in just a few clicks
Self-service for employees to access pension and health in one app
A benefits system that scales with Cloudsmith’s growth

"Kota is a game changer for us. Kota didn’t just streamline our processes. It raised the bar for what we expect from a benefits partner. It’s night and day to our 'old world’."

AnneMarie Lowry, Culture & People Enablement Director
A dramatically improved employee experience
Zero manual admin across onboarding, offboarding and updates
A benefits system that scales with Life Scientific's growth

“Before, everything to do with employee benefits was disconnected. Now, it’s all automated in one place. With Kota, it just works.”

Idan Shteinberg, People Operations
Rolled out 11+ flexible benefits through one platform
Automated onboarding and offboarding via HRIS integration
'Best use of benefits technology' at the Employee Benefits Awards

Frequently asked questions

Which schemes can you run?

Cycle-to-work, EV,  and tech are what is currently launched with our salary sacrifice partners. These can be run alongside a salary sacrifice pension scheme if you have one.

Isn’t pension salary sacrifice already part of Kota?

Yes. Pension sacrifice is not new - customers already run it with us. The additional menu of flexible schemes plug into that foundation, and pension counts in the compliance checks alongside them.

Who runs the minimum-wage check - you or us?

Kota. We reconcile the contribution reporting back into Kota, and flag directly in the platform if there are any risks of employees going below the minimum wage threshold.

We’re a small team. Can we still offer salary sacrifice schemes?

Yes. Providers often set a minimum headcount if you go direct; through our partnership smaller companies can qualify anyway.

Do you cover the UK and Ireland?

These are UK salary sacrifice schemes. Ireland has no direct equivalent, so what is available differs by country - though Kota runs benefits in both.

Do you advise us on which schemes to offer?

No - Kota is a non-advised broker. We source, place and run the schemes, and give you the information to make your own decisions.

See every scheme
running in one place

Join some of the world’s leading People teams providing engaging benefits, effortlessly