Skip to content

Employer – Schedule of Fees and Charges

Updated 22 January 2026

On this page

Fees

FeeCharge
Platform fee: Ireland*
Platform fee: UK*
Debit/Credit Card processing fee
Debit/Credit Card processing fee - international cards**
SEPA Direct Debit processing fee
SEPA Direct Debit default fee
BACs Direct Debit processing fee
BACs Direct Debit default

Notes

* Existing clients

**International cards are cards not from the billing region of your billing entity in Kota. Examples: Using a UK card in an EEA entity (Ireland) would be an international card. Using a Spanish card for an EEA entity (Ireland) would not. Using an American card with either a UK or EEA regioned entity would be considered an international card

If paying by BACS Direct Debit, your bank will charge a processing fee. You should contact your bank to understand those fees.

In certain circumstances we charge you a fee or an admin charge for the services provided, if these differ from the above, these will be disclosed at time of purchase.

For Pensions, there are additional Annual Management Charges between 0.65% and 0.75% charged by the provider.

This Schedule was updated on 22 January 2026