Employee benefits
for small businesses
that actually scale.

Kota is the modern broker alternative built for small businesses. Get pension, health insurance, and life cover without paying for both a broker and a platform. We handle procurement, enrollment, payroll reporting, and renewals automatically so you can focus on growing your business instead of managing spreadsheets.

Broker and platform in one

Get workplace benefits live in days

Offer every benefit in one simple app

Powering benefits for 65,000+ employees

Offer attractive employee benefits without the overhead

Small businesses deserve a professional benefits infrastructure without the complexity. Kota removes the broker-platform-HRIS fragmentation entirely.

Broker and platform in one place

Kota is an FCA-regulated intermediary in the UK and a CBI-licensed broker in Ireland, which means you procure and manage benefits in one system. No external broker fees or platform coordination required.

Benefits that scale from 50-500

Set eligibility rules, contribution structures, and probation periods once. Kota automatically applies them as your team grows. No manual updates needed.

Save hours every week on admin

Eliminate spreadsheet reconciliation, payroll errors, and provider email chains. Kota syncs everything automatically, so you can focus on strategic work.

Every employee benefit for small businesses.

Quote, compare, and launch pension, health insurance, and life cover directly in Kota. No external broker relationship, no commission haggling, and no renewal panic.

Real provider integrations

Kota connects directly with insurers such as Vitality, Bupa, and Zurich. New hires are enrolled the same day, leavers are removed automatically, and data syncs in real time.
  • Automatic joiners and leavers
  • No manual CSV uploads or email chains
  • Same-day enrollment confirmations

HRIS and payroll sync

Bi-directional sync with HR systems such as HiBob, Personio, and BambooHR keeps employee data, benefits, and payroll deductions aligned without manual reconciliation.
  • Syncs employee data automatically
  • Accurate payroll deductions every month
  • Eliminates version control issues

Employee-facing benefits app

Your team accesses all benefits through a single modern app. No PDFs, no guessing what's covered, and no chasing HR for policy details.
  • View coverage and policy information
  • Nominate beneficiaries and submit claims
  • Clear visibility into total benefits value

Automated compliance

Kota handles pension auto-enrolment, P11D reporting, salary sacrifice calculations, and benefits-in-kind requirements automatically. No spreadsheet tracking required.
  • Auto-enrolment deadline management
  • Salary sacrifice calculations
  • P11D reporting automation

Employee benefits you can trust

"   Kota provide amazing customer service and go above and beyond to answer pension and health insurance queries."
"   A great team to work with, super responsive and very informative. They make pensions and insurance actually make sense to me."
"  Game changer, we are saving so much time with the tech available to us with Kota."
Licensed by the Central Bank of Ireland.
"   Kota provide amazing customer service and go above and beyond to answer pension and health insurance queries."
"   A great team to work with, super responsive and very informative. They make pensions and insurance actually make sense to me."
A great team to work with, super responsive and very informative. They make pensions and insurance actually make sense to me.
Licensed by the 
Central Bank of Ireland.
5 star rating
5 star rating
5 star rating

Why work with Kota?

Working with brokers often comes with a price tag and schemes tailored to larger businesses. Going to providers yourself is time-intensive. Benefits platforms only add a layer of admin on top. Kota solves all three problems by combining a licensed brokerage with automated benefits infrastructure into a single platform.

Proven retention, not promises

Almost no churn in three years proves teams don't just adopt Kota. They rely on it. Consistent retention reflects real value, dependable automation, and support that outperforms traditional brokers.

Regulated, direct-to-provider access

As an FCA-regulated broker, Kota can place and renew benefits directly with providers. This removes external brokers, reduces delays, and eliminates the annual renegotiation cycle entirely.

One system, zero fragmentation

Kota replaces disconnected brokers, platforms, and HRIS workarounds with one unified system that automatically syncs employee data, providers, and payroll. You keep employee benefits accurate without manual effort.
HOW TO GET STARTED

Effortless benefits, set up before your next payroll run.

Today

Get your quote

Compare quotes from a range of providers with broker-level expertise on hand.

Tomorrow

Connect your systems

Link your HRIS and payroll in minutes. Your employee data becomes the source of truth for every benefit.

This week

Engage your employees

Your team gets access to their benefits through the Kota app, with everything explained clearly. Human support available if they need it.

Forever

Run benefits on autopilot

Starters, leavers, salary changes, contribution updates - handled automatically.

Book a demo

Don’t take our word for it

Here's what our customers are saying
Why can’t everything be this easy?! Everything was easy, both on the admin 
side and for end users.
Aisling Fogarty
Head of People Ops, Nine Dots
Employee experience is fantastic. The app is clean, intuitive, and puts all of the control back to the employee.
Paul C.
Head of People, Protex AI
Kota provided a more affordable quote than our previous industry-leading broker.
Stuart Hunt
Vice President Human Resources, Ikon Science
Why can’t everything be this easy?! Everything was easy, both on the admin 
side and for end users.
Aisling Fogarty
Head of People Ops, Nine Dots
Employee experience is fantastic. The app 
is clean, intuitive, and puts all of the control back to the employee.
Paul C.
Head of People, Protex AI
Kota provided a more affordable quote than our previous industry-leading broker.
Stuart Hunt
Vice President Human Resources, Ikon Science
5 star rating
5 star rating
5 star rating

Modern benefits management starts here

If you're managing employee benefits across spreadsheets, brokers, and broken integrations, it's time for a simpler approach. Kota gives you complete control, without the admin burden.

Frequently asked questions

What makes Kota different from traditional brokers?

Kota is an FCA-regulated broker that also provides the platform, eliminating the need to pay for both. We handle procurement AND administration in one system.

Is Kota suitable for companies with fewer than 100 employees?

Yes. Kota is designed for UK and Irish companies with 50-500 employees, including solo HR teams and small business owners managing benefits for the first time.

Which benefits can small businesses manage with Kota?

Kota focuses on core benefits like pensions, health insurance, and life insurance, with flexible benefits and spend management available alongside.

How much time does Kota save small business HR teams?

Teams can save 12-15 hours monthly by eliminating previously spent time on spreadsheet reconciliation, payroll errors, and chasing providers and brokers for updates.

Does Kota integrate with small business HR systems?

Yes. Kota syncs bi-directionally with popular HRIS and payroll tools like HiBob, Personio, and BambooHR to keep data accurate automatically.