Freedom Health employee benefits without the admin

Kota makes it simple to offer Freedom Health Insurance to your team without manual admin. Enrolment, leavers, payroll deductions, and renewals run automatically, so you can focus on supporting your people instead of chasing forms, spreadsheets, and provider emails.

Powering benefits for 65,000+ employees

What is Freedom Health?

Freedom Health Insurance is a UK-based private medical insurance (PMI) provider offering flexible, affordable health cover for individuals, families, and businesses. They’re known for straightforward plans, a wide hospital network, and practical cover designed to give members faster access to private treatment.

Comprehensive PMI

Health schemes covering consultations, diagnostics, treatment, and hospital stays.

Flexible policy options

Offers different excess levels and outpatient limites to suit employer budgets.

Extensive coverage

Access to an extensive hospital network and specialist consultants across the UK.

Optional add-ons

Offer further benefits to your employees, including therapies and additional outpatient cover

How Kota Helps with Freedom Health

Managing Freedom policies manually involves handling enrolment forms, updating spreadsheets, and reviewing payroll deductions each month. Kota removes that complexity by centralising everything on a single platform and automating the entire lifecycle.

Automate enrolment for joiners

New employees are enrolled in Freedom cover automatically on their start date, based on the eligibility rules you set once. No back-and-forth emails, manual paperwork, or delays in activating private medical insurance.

Reduce risk of paying for leavers

When employees leave or opt out, Kota removes them from Freedom immediately and stops payroll deductions in the same cycle. You avoid overpaying premiums and eliminate the risk of administrative errors.

Payroll reconciliation

Freedom premiums sync directly with your payroll system each cycle, providing full transparency across employer and employee contributions while removing the need for spreadsheets, manual reconciliation, or correcting deduction mistakes.

Renewal management

Kota tracks Freedom renewal dates automatically, flags key milestones well in advance, and centralises policy details so you can review pricing and cover options calmly without last-minute scrambling.
GET STARTED

Cover your team with Freedom Health in four simple steps

Today

Connect

Connect your HRIS in minutes to automatically sync employee data into Kota. One-time setup of eligibility rules, waiting periods, and contribution structures.

Tomorrow

Quote and launch

Request a Freedom quote, compare plan structures, and confirm your chosen cover. All managed centrally through Kota.

This week

Automatically enrol employees

Eligible employees are enrolled automatically, and premiums are calculated and synced to payroll in real time. No CSV uploads required.

Forever

Run benefits on autopilot

Kota automatically manages leavers, updates, and renewals, keeping your Freedom policy accurate as your team grows and changes.

Talk to an expert

Read why customers run benefits with Kota

"People think they have to deal with brokers and paperwork, but that is not the case with Kota. It really works from an employee engagement perspective."

Niamh Langton, Studio Manager
A dramatically improved employee app experience
Significantly reduced ongoing admin for financial benefits
No more time-consuming broker back-and-forth

"Kota just makes everything easy to be honest. Everything is a lot more modern than what we were used to. Kota is seamless - we used brokers in the past and were clunky."

Lauren Seawright, Chief of Staff
Employee benefits set up in just a few clicks
Self-service for employees to access pension and health in one app
A benefits system that scales with Cloudsmith’s growth

"Kota is a game changer for us. Kota didn’t just streamline our processes. It raised the bar for what we expect from a benefits partner. It’s night and day to our 'old world’."

AnneMarie Lowry, Culture & People Enablement Director
A dramatically improved employee experience
Zero manual admin across onboarding, offboarding and updates
A benefits system that scales with Life Scientific's growth

“Before, everything to do with employee benefits was disconnected. Now, it’s all automated in one place. With Kota, it just works.”

Idan Shteinberg, People Operations
Rolled out 11+ flexible benefits through one platform
Automated onboarding and offboarding via HRIS integration
'Best use of benefits technology' at the Employee Benefits Awards

Freedom Health FAQs

What is Freedom Health Insurance?

Freedom Health Insurance is a UK private medical insurer offering flexible health cover for businesses and individuals, with access to private hospitals, consultants, and treatment across the UK.

How does Kota integrate with Freedom?

Kota centralises employee data and automates enrolment, unenrolment, and payroll updates for Freedom policies, reducing manual admin and errors.

Can we customise our Freedom policy?

Yes. Freedom offers flexible excess levels and cover options, allowing employers to tailor plans to suit different budgets and workforce needs.

Does Kota handle Freedom renewals?

Yes. Kota tracks renewal timelines, flags key dates, and supports proactive review so you’re never caught out by deadlines.

What happens when an employee leaves?

Kota automatically removes leavers from Freedom cover and updates payroll deductions, ensuring you don’t overpay premiums.

Offer Freedom Health without the admin

If employee benefits still means juggling spreadsheets, broker emails, and manual premium checks, there's a better way. Kota takes care of everything from onboarding to ongoing renewals.