January 28, 2026
Renewal season usually means endless email threads with brokers and healthcare providers, chasing employee documents and trawling through spreadsheets to understand changes from last year’s terms. Now, there's a better way.
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Article written by
Luke Mackey
Every year, People teams across the UK are hit with the same reality that feels like a nightmare.
Endless email threads with brokers and healthcare providers. Chasing employee documents and trawling through spreadsheets to understand changes from last year’s terms. You’re trying to figure out why premiums are going up this year, despite coverage remaining largely the same.
Meanwhile, employees still don’t understand what they’re covered for and don’t appreciate the life-changing benefit you’ve given them.
You ask yourself: is this really worth the pain?
Today, we can confidently say that you can finally deliver what you promise your employees, with none of the pain you’re used to. Kota has rolled out its solution for healthcare renewals.
Procure, connect, and offer private medical insurance for employees in one simple workflow that is entirely automated and synced with your HRIS and payroll systems.
No more manually sifting through emails and documents. No wrestling with provider and broker portals. No more benefits platforms that simply add more admin to your day.
The hardest part of the healthcare renewal is that it adds a whole layer of administrative overhead for your team, with the end result failing to provide the value promised to your employees.
Email chain and calls with your broker. Another set of emails and calls with your healthcare provider’s account manager. A set of portal logins to go with each. Spreadsheets and documents flying around, with an additional benefits platform to maintain on top if you’re lucky (or unlucky).
And that’s before we get into the ongoing maintenance of enrolments for joiners, un-enrolments for leavers, payroll deductions and reconciliation, as well as internal comms for enabling employees in understanding and using their coverage.
Kota takes your business information and coverage requirements, and takes it to providers so you can actually get a quote fast, without the gatekeeping of traditional broker and provider processes. Take advantage of any provider discounts currently on offer. And don’t worry - our team can provide broker-level expertise when needed.
No more copy/pasting to upload employee details and payroll deductions into half a dozen systems and portals. Simply plug Kota into your HRIS and payroll, and we’ll handle the rest.
What’s the use of setting up employee health coverage if they don’t know what they’re covered for, and what to access?
All plans sync directly from healthcare providers through to Kota’s employee app, where they can access and control their health coverage. Human support is available to answer employee questions when they need it.
Kota connects your business systems straight to providers - meaning joiners and leavers are automatically added and removed from plans without manual intervention. Payroll deductions are handled for you, so you will remain in control and finance will be ecstatic.
Employees have easy access to their healthcare benefits in the palm of their hand. Ongoing admin for your private health insurance offering is now completely removed from your team’s day-to-day. You can rest easy and focus on high-value people work, while your team remains happy.
Kota’s mission is to give employees all over the world the best access to healthcare benefits, while removing the barriers, gatekeeping, and admin that prevents people teams from doing their best work.
Renewal season shouldn’t be a nightmare. With Kota, it’s everything you’ve dreamed of.
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Article written by
Luke Mackey
I'm the Co-Founder and CEO of Kota – Building the future of employee benefits
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