☘️ Get your personalised Auto Enrolment Action Plan

Trusted by Leading Irish Employers

We'll walk through all the key details of the State Scheme and what it means for your business

Get The Full Breakdown

We'll weigh up The State Scheme Vs. PRSAs Vs. Occupational Pensions so you can decide which is the best fit for your business

Know Your Options

We'll cover how to configure your pension to minimise disruption to your business and ensure a great employee experience

Navigate It Smoothly

Approach Auto Enrolment with Confidence & Clarity

This Guide cuts through the noise, so you can prepare your business, support your employees, and make the right choices before the January deadline.

Understand why so many companies are choosing to set up an Occupational Pension as an alternative to the State Scheme

Additional Voluntary Contributions

When can employees access? 

Contributions

Control over employee experience

Train team in new processes

Learn What's Working

The National Automatic Enrolment Retirement Savings Authority (NAERSA) will administer the auto-enrolment scheme. They will operate an online portal for employers and employees to engage with the scheme, which is to be built and maintained by Tata Consultancy Services.

Who is managing Auto Enrolment? 

NAERSA will determine if employees are eligible for Auto Enrolment using Revenue payroll data to see if an employee is receiving a pension. 


How can they tell who is and isn’t enrolled in my pension?

Having an Occupational Pension does not mean that none of your employees will be Auto Enrolled onto the government scheme. You have to make sure that you contribute for ALL of your employees from the first day of hire for that to be true. To save yourself the trouble of dealing with Auto Enrolment alongside your Occupational pension, you'll need to make sure you have these rules in place. 

If I already have an Occupational Pension, what should I do?

Eligible employees can opt of the scheme after 6 months but will be re-enrolled 2 years later. 

Can eligible employees opt out of Auto Enrolment? 

If you earn less than €20,000 per year, or you are not aged between 23 and 60, you can choose to join the Auto Enrolment scheme if you are not already part of a pension plan.



Can non-eligible employees opt in to Auto Enrolment? 

There is no minimum requirement at the moment to guarantee exemption from Auto Enrolment. However, at Kota we rarely see employers contributing less than 1% of salary. 

Is there a minimum Occupational Pension contribution?

Your Auto Enrolment questions, answered.

Auto Enrolment is coming in January 2026. We've put together the ultimate handbook based on conversations with thousands of Irish employers. 